Free calculator · For bookkeeping firms & fractional CFOs

How much capacity are you leaving on the table?

Most firm owners think they're maxed at 25–35 clients. They're not. They're maxed at the time the cash workflow eats. Plug in your numbers — see how many more clients you could take on if cash work took 5 minutes per client instead of 90.

$
$
Extra clients possible
if cash work drops to 5 min/client/wk
Annual revenue uplift
at your current avg client fee
Annual time recovered
across the whole firm

The math, in plain English

Hours/wk currently on cash work
Hours/wk after TreasuryFlow (5 min/client)
Hours/wk freed
TreasuryFlow cost ($99/active client × current clients)
Net annual gain (uplift − tool cost − staff cost on retained work)
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Monday Autopilot

Get your Mondays back.

That capacity is locked up in one ritual: the Monday cash build, every client, by hand. Autopilot does the build for you overnight, so Monday becomes a review, not a rebuild.

1 · Drafted overnight

Every client’s cash brief is built from their bank and their books before you sit down.

2 · Review the few

You see only the clients that actually moved or need a call. The healthy ones are already done.

3 · Release the rest

Approve the rest in one pass, white-labeled to your firm. Review the 6, send the 30.

The two-hour rebuild becomes a fifteen-minute gatekeep. You stay in the loop on every client, every email — the busywork is what leaves.

Common questions

Capacity math, explained.

Where does "5 minutes per client" come from?

That's the typical time-on-task in TreasuryFlow once you've connected a client's banks: open the multi-client dashboard, scan the per-client cash row, click into anything that looks unusual. The work that used to be "log into 4 portals, copy 4 balances into a sheet, send the client an email" collapses to "look at one screen." Real customer time-tracking on this is 3–7 minutes; we use 5 as a conservative midpoint.

Is the calculator assuming I want to grow?

No. The "extra clients possible" output is a capacity ceiling, not a forecast. If you don't want more clients, the freed hours can go to higher-margin work (advisory, fractional CFO retainers, year-end planning) — same math, different output line. The annual revenue uplift would then come from rate uplift on existing clients, not new client volume.

What's TreasuryFlow's actual cost for a firm?

$99/client/month, billed monthly per active client, no per-seat fees — carried by your firm, or paid by the client directly for their own company; your choice, per relationship.

What if my staff doesn't actually want more clients added?

Then run the math the other way. If cash work goes from 45 min/client to 5 min/client across 22 clients, you're recovering ~14 hours a week. That's two days you don't have to hire for. Firm owners we've talked to do all three: take on a few more clients, raise rates 10–15% (the work is genuinely better), and stop hiring for cash work specifically.

How long does it take to set up per client?

Typical client onboarding: 12–18 minutes. The client sends Plaid invitations to their banks, your firm sees the data appear in your multi-client dashboard. No data export from QuickBooks. No CSV imports. See the full bookkeeper-firm walkthrough.

Already shopping

How we stack up.

Weighing this against another tool? Here’s the honest side-by-side — what each does well, and where a live, multi-client bank feed changes the answer.

Stop being the bottleneck

See what TreasuryFlow looks like for your firm.

Watch the 60-second interactive demo (no signup), or start a free 90-day trial — $99/active client/mo, no per-seat fees.

Rolling TreasuryFlow out across your book? Apply to the partner program →  20% rev share for 12 months. 2-min form.