$49 starts. Each tier adds banks or features as you grow. 14-day free trial, no credit card.
“Bank account consolidation, dynamic reporting, data visualization and forecasting that your bank can’t offer.”
One bank account, full AI CFO capability.
Owner-operator at $1M–$10M
5 banks, full stack. The founder's daily driver.
Founder/controller with Mercury, Brex + ops
Unlimited banks, multi-entity, priority support.
Multi-entity CFO at $5M–$50M
Per-client pricing with white-label + roll-up.
Bookkeeping firms managing 5+ clients
| Feature | Solo $49 | Pro $99 | CFO $199 | Firm $99/client |
|---|---|---|---|---|
| Connections | ||||
| Bank accounts | 1 | Up to 5 | Unlimited | Per client |
| Core product — all tiers | ||||
| Web portal | ✓ | ✓ | ✓ | ✓ |
| AI CFO digest + chat | ✓ | ✓ | ✓ | ✓ |
| Google Sheets export | ✓ | ✓ | ✓ | ✓ |
| Microsoft Excel Add-in | ✓ | ✓ | ✓ | ✓ |
| 13-week rolling forecast | ✓ | ✓ | ✓ | ✓ |
| Anomaly alerts | ✓ | ✓ | ✓ | ✓ |
| AR aging + vendor intel | ✓ | ✓ | ✓ | ✓ |
| Advanced — CFO + Firm only | ||||
| Multi-entity (LLC consolidation) | — | — | ✓ | ✓ |
| Multi-client roll-up | — | — | — | ✓ |
| White-label client digests | — | — | — | ✓ |
| Priority support | — | — | ✓ | ✓ |
| Billing | ||||
| Free trial | 14 days | 14 days | 14 days | 14 days |
| Credit card required | No | No | No | No |
Lock in $79 per client per month, forever — across every client you onboard. We're picking 5 firms to be design partners. See the full offer at /founders-five.
Read-only bank access. Tokens Fernet-encrypted at rest. SOC 2-aligned practices. We never see your bank passwords.
Full product, full access. No card required. Cancel anytime. Export all your data to CSV/Excel before you leave.
Sign up, connect via Plaid, see your cash position. No multi-week procurement, no enterprise contract. Same-day setup.
We are now cheaper than Float. And we pull from your actual bank accounts — not from QuickBooks, which lags 24–48 hours behind real balances.
Float, Dryrun, and most sub-$100 cash-flow tools pull from QuickBooks bank feeds, which typically lag 24–48 hours behind your real bank balance. Your "real-time" forecast is yesterday's number — sometimes the day before.
For a $2M SaaS reporting weekly, that's fine. For a $15M construction firm running payroll Wednesday off Tuesday's balance, that lag is the difference between "we're fine" and a missed payroll run.
If your CFO works off actual bank feeds, QBO-feed tools won't cut it. If they work off QuickBooks only, Float is genuinely a good answer — and we'll point you there.
The closest live-bank-data tool to TreasuryFlow is Trovata, which starts at $24,000/year ($2,000/mo), takes 6 weeks to onboard via direct bank API, and targets companies with $200M+ in cash. We do 80% of that capability for 1/40th the price, with same-day Plaid setup and Excel-native delivery.
The closest QBO-feed tool is Float at $59–199/mo — solid product, wrong data source for daily operations. TreasuryFlow Solo at $49 now undercuts Float on price while pulling from actual banks.
$49/mo is the price of: live bank data, Excel-native delivery, AI forecast, and the founder picking up your support email. If those things matter, this is the cheapest place to get them.
Average owner-operator spends 30 minutes/morning × 250 working days = 125 hours/year logging into bank portals, copying balances into a spreadsheet, and building a manual cash position.
CFO/owner blended cost at $220K/yr ÷ 2,000 hrs = $110/hr.
Annual cost of the manual workflow: 125 hrs × $110/hr = $13,750/year.
TreasuryFlow Solo at $49/mo: $588/year.
Net savings: $13,162/year. Payback on Solo: ~1 day at $110/hr × 30 min saved. And that's before you count avoided payroll mistakes, faster board reporting, or the hours your controller stops being on call for cash questions.
No. All plans include unlimited team members. Add your controller, AP clerk, and fractional CFO at no extra cost.
Nothing automatic. We never charge a card we don't have. If you choose to convert, you'll add payment in the portal. If you don't, your account pauses and you can export your data anytime.
Yes. Upgrade anytime from inside the portal — you'll be billed the difference prorated for the remainder of the month. Downgrading works the same way.
Not currently. We keep it simple: monthly, cancel anytime. If you'd like to prepay annually for a discount, email hello@treasuryflow.ai and we'll work something out.
Yes — message us at hello@treasuryflow.ai with proof of 501(c)(3) status or a .gov address and we'll get you set up.
All major credit cards and ACH (bank transfer). Stripe handles secure payment processing.
The first 5 bookkeeper firms to sign up lock in $79/client/month for life — across every client you add, forever. Full details at /founders-five. We pick 5 firms because we want enough signal to learn from, but a small enough cohort to give each one founder-level attention.
CFO is for a single company with multiple entities — one finance team, unlimited banks, multi-entity consolidation. Firm is for bookkeeping or accounting practices that manage multiple client companies, each with their own bank connections, with a roll-up dashboard for your firm and white-label digests going to your clients.
14 days free. No credit card. Live in 5 minutes.
Free tools, no signup: Runway · Firm Capacity · Bonding Capacity