Enter your cash balance and monthly burn. Get your exact runway, your runway-out date, and a free 13-week forecast template emailed to you.
Get the runway breakdown plus the free 13-week cash forecast template — the exact Excel model CFOs ship to their boards.
A static calculator uses one cash number and one burn number — the numbers you typed in. By the time payroll runs Friday, both are stale. TreasuryFlow keeps them live.
Connect every bank, MMF, and treasury account via Plaid. Total cash recalculates every morning — no Excel refresh, no copy-paste.
Burn rate trends from real outflow data, not your gut. Confidence bands widen at week 8, narrow at week 2 — board-ready.
7 AM CFO digest: cash position, runway change vs yesterday, any unusual outflows flagged. Read it before your first coffee.
Runway (months) = current cash balance ÷ monthly net burn. If you enter incoming receivables, we add them to your cash for the calculation since they reasonably arrive before zero. Runway-out date is today + (runway months × 30 days).
Operating bank balances + savings + money market funds (MMF) + short-duration treasuries you can liquidate within 30 days. Don't count locked-up CDs, restricted cash, or LOC headroom.
Monthly cash outflows minus monthly cash inflows (revenue collected). If you collect $500K and spend $620K, net burn is $120K. Use the trailing 3-month average — single months can be noisy.
Generally: under 6 months is critical (raise or cut now), 6–12 months is caution (tighten + plan a raise), 12–18 months is healthy, 18+ months is comfortable. Industry-specific norms vary — venture-backed SaaS often runs 18+, bootstrapped services firms can operate fine at 4–6.
A static calculator uses one cash number and one burn number — both go stale within days. TreasuryFlow connects to your banks via Plaid, pulls the real numbers every morning, projects forward as a 13-week rolling forecast with confidence bands, and emails you the daily delta. Try it free for 14 days.
14 days free. No credit card. Live in 5 minutes.